Ready-to-Move vs. Under-Construction: Which Should You Pick?

Both have their place — the right choice depends on your timeline, budget and risk appetite.

Ready-to-Move

• ✓ Move in immediately, no rent + EMI overlap
• ✓ No GST (18% saved)
• ✓ You see exactly what you're buying
• ✗ 10–15% pricier than launch prices

Under-Construction

• ✓ Lower entry price, staged payments
• ✓ Better unit choice in early phases
• ✗ GST applies (1–5% effective)
• ✗ Risk of delays — verify RERA timeline carefully

Our advice: if it's your only home, go ready-to-move. If it's an investment with a 3+ year horizon, under-construction makes sense.